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Terms of Service

Last updated: April 2026

1. No Financial Services

Tong Tin is a record-keeping tool only. We do not hold, transfer, or process any money. All financial transactions occur directly between group members outside of the app.

2. Disclaimer of Liability

We are not liable for any financial loss, disputes, or fraud between group members. Users are solely responsible for all financial arrangements.

3. User Responsibilities

You are responsible for the accuracy of all data entered, all financial agreements with group members, and keeping your account secure.

4. Contact

support@tongtinkh.com